ORAL AND MAXILLOFACIAL SURGEON

Dental Financing in Deer Park, NY

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Worrying about cost should never stand between you and the care your health depends on. When oral surgery is on the table, whether you need an extraction, dental implants, or a full smile transformation, the financial side of the equation deserves just as much attention and clarity as the clinical side. You have every right to know what you are paying for and why, and to feel confident that getting the care you need is possible regardless of your budget.

Dr. Mohamed El-Ounsi, a Board Certified Oral and Maxillofacial Surgeon, takes a financially transparent approach that puts patients first at every stage. As a trusted provider of oral surgery on Long Island, Dr. El-Ounsi goes the extra mile before and after your appointment to ensure cost never becomes an obstacle to receiving the care that will change your life.

Understanding the Cost of Oral Surgery

Oral surgery costs vary depending on the complexity and type of procedure. A single tooth extraction involves different variables than a full-mouth reconstruction, and knowing what drives those differences puts you in a much stronger position when planning your care. Factors that affect overall cost typically include the type of procedure performed, the level of anesthesia used, the complexity of your individual case, and the materials or technology involved.

According to the American Dental Association’s Health Policy Institute, 13% of Americans reported cost barriers to dental care in 2023, a rate nearly three times higher than barriers to medical or prescription services. At Precision OMF Surgery, we believe those numbers should motivate change, not just documentation. That is why we build financial transparency into every consultation and why we offer a robust set of tools to make your treatment accessible.

Financing Information

Flexible Financing Options

Not every procedure is covered by insurance, and even when it is, out-of-pocket costs can still add up. That is why we have partnered with multiple trusted financing platforms to give our patients real flexibility. Whether you are planning dental implants or a full arch rehabilitation, the following options are available to help you get started without delay.

  • CareCredit is one of the most recognized healthcare financing options in the country, offering both short-term and longer promotional periods with manageable monthly payments.
  • Cherry is a popular choice for patients who want a quick, easy application process with flexible plan structures.
  • Alphaeon Credit focuses on elective health and wellness procedures, including oral surgery and implants, and offers competitive financing terms.
  • Proceed Finance rounds out our financing lineup with options built for larger treatment plans.
  • HFD (Healthcare Finance Direct) provides another patient-friendly path for those exploring extended payment timelines.
  • HSA and FSA funds are accepted, meaning your existing healthcare savings account can go directly toward your treatment.

For patients who qualify for Medicaid, we offer a 20% in-house discount on office fees, ensuring that lower-income patients still have access to the quality care they deserve.

Handsome male patient looking at his beautiful smile sitting at the dental office
Diagram explaining what a sinus lift is and how it supports dental implant placement

Insurance Information

Insurance We Accept

We work with a wide range of insurance providers to reduce out-of-pocket costs for eligible services. Insurance generally applies to general oral surgery procedures, including tooth extractions, emergency care, and wisdom teeth removal. It does not typically apply to elective full arch or implant procedures, though our team can walk you through exactly what your plan covers before any treatment begins.

We currently accept the following insurance plans:

  • Aetna Dental
  • Ameritas Dental
  • Blue Cross Blue Shield
  • Cigna Dental
  • Delta Dental PPO
  • Guardian
  • Humana Dental
  • MetLife
  • Principal Dental and Principal Financial Group
  • United Concordia
  • United Healthcare Dental, UFT Cigna, and CSEA

If you do not see your plan listed, please reach out to us directly. Our team can help you verify your coverage and determine the best path forward.

Planning for Your Treatment

The best time to address the financial side of your care is before your procedure begins. During your consultation with Dr. El-Ounsi, you will receive a detailed breakdown of your treatment plan and all associated costs. Our team takes time to review your insurance coverage, walk you through available financing options, and help you determine which path makes the most sense for your situation. We never nickel and dime patients, and we never leave you guessing about what a procedure will cost.

For procedures like IV sedation or more involved surgical cases, we make it a point to discuss all fees upfront so there are no surprises at the end of your visit. Same-day consultations are available for patients who have pressing concerns and want answers quickly.

Dr. Mohamed El-Ounsi trained as Chief Resident at NYU Langone and Bellevue Hospital, two of the most respected surgical training programs in the country, and holds dual credentials as both a Fellow of the American Association of Oral and Maxillofacial Surgeons and a Diplomate of the American Board of Oral and Maxillofacial Surgery. His approach to patient care is defined by honesty, thoroughness, and a genuine commitment to removing every barrier between patients and the treatment they need, including financial ones.

Whether you have questions about insurance coverage, want to explore a financing plan for full arch implants, or simply need clarity before committing to a procedure, our team is ready to help. Contact us today to schedule your consultation and take the first step toward care that fits both your health goals and your budget.

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